Investing, Stock Market and Retirement Planning Thread

Postby **NTP66** » Fri May 05, 2023 11:10 am

Once again, I regret not buying more Apple stock. Up over 7% right now.

Postby **NTP66** » Fri May 05, 2023 2:03 pm

Up over 8% now. Even that shitty Cathy "mikey" Woods bullshit ARKK garbage is up over 1%.

YouTube · Postby **mikey** » Fri May 05, 2023 2:05 pm

Everyone should always be on the ARK!

Postby **NTP66** » Fri May 05, 2023 2:13 pm

Everyone should always be on the ARK!

Postby **Dickie Dunn** » Fri May 05, 2023 2:21 pm

The NASDAQ would have to reach a billion dollars for me to get my ARK money back.

YouTube · Postby **mikey** » Fri May 05, 2023 2:24 pm

Well, you're in luck then...because that's where it's headed. All aboard!

Postby **NTP66** » Tue May 09, 2023 1:48 pm

@DigitalGypsy66: Marcus bumped to 4.15% APY.

Postby **DigitalGypsy66** » Tue May 09, 2023 2:02 pm

Good grief

Postby **NTP66** » Tue May 09, 2023 2:03 pm

Starting to enter old school ING Direct territory.

Postby **Beveridge** » Tue May 09, 2023 6:51 pm

Back above my own bank's rate so I guess back it goes to Marcus

Postby **Beveridge** » Sat May 20, 2023 7:38 am

@DigitalGypsy66: Marcus savings bumped to 3.50% APY
Good timing as I just moved over money to take advantage of a $100 credit for "new" money for 90 days.
Let me know if that works for you. I did that in the past the last time they offered it, and was denied the bonus. I can't recall why, but I'm sure I complained about it in this thread, lol.

Hit the account this morning.

Postby **NTP66** » Sat May 20, 2023 9:09 am

Noice! Marcus has been killing it lately.

Postby **DigitalGypsy66** » Sun May 21, 2023 12:16 pm

OK, my 17 year old wants to start up a Roth IRA. Damn TikTok lol. My wife and I have our separate, pre-marriage accounts through our employers. Where are some good places to get one of those started? We're also going to start up a Marcus account (under my name) for him as well. He's got to start salting some of this ice cream money away. $280 in cash tips in three shifts this week. My wife might try to pick up a few shifts this summer...

Postby **Dickie Dunn** » Sun May 21, 2023 12:41 pm

Admittedly a loaded question, but what does he plan to do with the money in the account? Throw it in a fund and Ron Popeil it? Vanguard for sure. Actively trade stocks and learn more in depth investing skills? I prefer Schwab or TD Ameritrade, which at some point this year (I think) will become one platform.

Postby **NTP66** » Sun May 21, 2023 1:40 pm

Just use VG and call it a day. You can buy and sell stock just fine with them, and have access to the best funds available.

YouTube · Postby **mikey** » Sun May 21, 2023 2:32 pm

If he trades, he'll lose. If he invests, he'll eventually win...

Postby **Beveridge** » Sun May 21, 2023 8:44 pm

Postby **mac5155** » Sun May 21, 2023 9:00 pm

If he trades, he'll lose. If he invests, he'll eventually win...

QFT

Postby **MrKennethTKangaroo** » Mon May 22, 2023 4:35 pm

I have to book about a $1000 flight and then 2 flights worth 600 within the next few weeks.

Is there a credit card I should open to take advantage of these eye watering amounts I'll be spending on flights

Postby **mac5155** » Tue May 23, 2023 3:19 pm

what kind of rewards do you want? Cash or miles?

Postby **MrKennethTKangaroo** » Tue May 23, 2023 4:13 pm

Miles I suppose because I ended up going with Chase sapphire

Postby **King Colby** » Tue May 23, 2023 8:44 pm

All you Marcus guys...

Is there a catch? Like are there transaction minimums, deposit requirements, balance minimums, etc? Or can I literally open an account and move my emergency fund from a .01% savings to a 4% one?

Postby **Shyster** » Tue May 23, 2023 9:01 pm

I now have a Marcus account as well, and there are no catches. The only aspect that might be close to a catch is that there's no ATM access for the account or checks you can write, so to get money back out you have to do transfers to another bank account you have, which can take a few days to go through.

Postby **mac5155** » Tue May 23, 2023 9:04 pm

Be a man and put the emergency fund in $SPY

Postby **MrKennethTKangaroo** » Tue May 23, 2023 11:10 pm

The catch is that Goldman Sachs is losing an assload of money on Marcus so it may not be around in 12 months

Edit: to be clear, Goldman isn't going anywhere. But those fellas dont like losing money and that is precisely what is happening with Marcus. So they may pull the plug and close the retail operation