Fifth Avenue Forum

I know with Ford when you tell them you're A Plan buying (Friends/Family) the dealer loses the ability to set the pricing. So you might as well tell them up front. Will likely make your transaction go through a lot faster. They'll likely still try to upsell accessories, etc.

State College is a much nicer place to be in the summer with less students.

Have emailed 3 dealers now about the FCA Affiliate pricing, and a specific vehicle. Every one of them wants me to come in.

No, that's why I emailed you.

Now one wants to talk on the phone to 'better understand my needs'. I literally sent you a stock number which is my 'need'.

No thanks man. email or nothing. You don't want your slimeball conversations in writing, I get it.

I know with Ford when you tell them you're A Plan buying (Friends/Family) the dealer loses the ability to set the pricing. So you might as well tell them up front. Will likely make your transaction go through a lot faster. They'll likely still try to upsell accessories, etc.

They stick it to you on the trade in

Huh. Makes sense.

Second dealer comes back with an MSRP, then rebates, no mention whatsoever of the affiliate pricing, sales price minus rebates is $1500 off, tax is $700 more than it should be, monthly payments show $100 higher than total amount financed (unless I'm at a 15% interest rate even though it says 0%?).

Seriously. Why are they like this? They are required to SHOW ME THE INVOICE and I have to sign a paper stating that I saw it and pay them a $75 administrative fee for that. So let's stop beating around the bush and show it to me.

They have to pad their nest egg now before they're inevitably replaced by a website.

HE responded that rebates come off the MSRP. Right. So why does MSRP - rebates - discount not = what you told me?

HE responded that rebates come off the MSRP. Right. So why does MSRP - rebates - discount not = what you told me?

Buying my truck was the largest hassle I've had yet and I've bought like 5-7 cars. All these new discounts and way to get you are mega dumb.

Yeah. I'm over it. We're not getting a new vehicle.

I have a few I would part with. Need a roadster? 15 year old boosty turbo econo-sedan? I got u fam.

Why not try this mac.
Michigan guy got a PPP ($590.000) loan and instead of using for a business bought two Cadillac Escalades, a Dodge Charger, and a Hummer.

https://www.justice.gov/usao-edmi/pr/de ... aud-scheme

I have a few I would part with. Need a roadster? 15 year old boosty turbo econo-sedan? I got u fam.

What are you looking to unload?

Moving to a smaller place and it would be great to get down from 5 vehicles. So by the end of the year I will likely trade in the BMW Z4 and sell the Dodge Neon SRT-4. I "need" another/different race car for an event next year so I am trying to slim the fleet down some. If I try really hard I can get down to 4 cars. Maybe.

I'm still at 5 but may have to start selling some.

Why not try this mac.
Michigan guy got a PPP ($590.000) loan and instead of using for a business bought two Cadillac Escalades, a Dodge Charger, and a Hummer.

https://www.justice.gov/usao-edmi/pr/de ... aud-scheme

He got that much money and bought mostly garbage, lol.

For those of you who received insurance discounts thanks to Covid, what were the terms? MetLife just notified us that we're getting a 15% discount on 2 months of coverage.

Erie sent us a check for like 90$ from our car insurance premium due to Covid. Honestly not sure how much of a % that is.

Erie sent me 60 bucks. I pay 99 a month. I think it was like 10 percent of your 6 month premium.

Nova came today. It's even more beautiful in person. But man, it's not built for a 6'3" 350# Mac.. Lol.. I was so nervous pulling it in my FILs garage (poor guys been at work since 2am, he can't wait to get off at 2p) that I forgot to take the E brake off and stalled it. Old man who delivered it was just laughing. Live and learn.

Erie sent me 60 bucks. I pay 99 a month. I think it was like 10 percent of your 6 month premium.

I think for both of our cars for an entire year we only pay around 1100 or 1200.. can't remember. I know we get a discount cause its bundled with our homeowners. Either way.. it was free money so yay I guess haha.

I pay around $800 and Erie sent me $42.

Speaking of insurance, how much "coverage" do you have? I have:
Liability Protection
Bodily Injury $1,000,000 per person/
$1,000,000 per accident
Property Damage $100,000 per accident
First Party Benefits
Medical Expense $10,000
Income Loss $1,000/Month / $15,000
Maximum
Uninsured Motorists
Bodily Injury $1,000,000 per person/
$1,000,000 per accident-Stacked
Underinsured Motorists
Bodily Injury $1,000,000 per person/
$1,000,000 per accident-Stacked
Physical Damage
Comprehensive - $50 deductible
Collision - $500 deductible

I pay Geico about 380 twice a year and we were told that our next renewal there will be a 15% reduction so I'm expecting to save about 55-60 bucks depending on any final bill.

Liability Protection
Bodily Injury 500,000 per person/
$750,000 per accident
Property Damage $250,000 per accident
First Party Benefits
Medical Expense $5,000
Income Loss $2,500/Month
$50,000 Maximum
Uninsured Motorists
Bodily Injury $500,000 per person/
$750,000 per accident-Stacked
Underinsured Motorists
Bodily Injury $500,000 per person/
$750,000 per accident-Stacked
Physical Damage
Comprehensive - $1000 deductible
Collision - $1000 deductible